Need car insurance as a high-risk driver? Compare the 5 best companies for DUIs, accidents, or poor credit in 2025, plus proven tips to lower your rates over time. Introduction: What Makes a Driver “High-Risk”? Insurers classify drivers as high-risk based on: ✔ Recent accidents (especially at-fault) ✔ DUI/DWI convictions ✔ Multiple traffic violations ✔ Poor credit history ✔ Lapse in coverage … Read more
Non-owner car insurance is a type of policy designed for individuals who don’t own a vehicle but still drive occasionally. It provides liability coverage when you drive a car that doesn’t belong to you, whether it’s a rental, a borrowed car, or part of a car-sharing service. Here’s a complete explanation of non-owner car insurance … Read more
Is pay-per-mile car insurance right for you? Discover the key advantages, drawbacks, and top providers in 2025 to decide if mileage-based coverage saves you money. Pay-per-mile car insurance is a flexible coverage option designed for drivers who don’t spend a lot of time on the road. Rather than paying a flat premium, you pay a base rate plus a … Read more
Discover how to qualify for low-mileage car insurance discounts in 2025. Compare top insurers, learn mileage thresholds, and maximize savings (up to 40% off) with usage-based programs. If you drive less than the average number of miles per year, you may qualify for a low-mileage discount on your auto insurance. These discounts reward drivers who use their … Read more
Find the best cheap car insurance for new drivers in 2025. Compare top providers, discounts, and expert strategies to save $500+/year as a first-time policyholder. Finding affordable car insurance as a new driver can be challenging due to limited driving history and higher perceived risk. Fortunately, several insurance providers offer budget-friendly plans designed to help new drivers … Read more
Looking for cheap health insurance for college students? Compare 6 budget-friendly options including school plans, ACA coverage, Medicaid, and parent’s insurance. Health insurance is essential for college students to protect against unexpected medical expenses and ensure access to routine care. Thankfully, there are affordable health insurance options tailored to students in 2025, providing coverage without straining … Read more
Need health insurance without a job? Discover 7 ways to get covered, including ACA plans, Medicaid, COBRA, and affordable alternatives. Get protected today! Losing a job or being between jobs doesn’t mean you have to go without health coverage. Whether you’re a freelancer, self-employed, or temporarily unemployed, there are reliable ways to secure health insurance without … Read more
Health Insurance for Freelancers: Freelancers often face challenges in finding affordable, flexible health insurance without lengthy waiting periods. The good news is that there are several health insurance plans available in 2025 that cater specifically to freelancers and self-employed professionals, offering immediate or next-day coverage. Introduction: Fast Coverage Solutions for Freelancers As a freelancer, you … Read more
Discover the best affordable health insurance options for self-employed individuals in 2025. Compare ACA plans, health sharing ministries, and short-term coverage to find the right protection for your budget. Introduction: Health Insurance Challenges for the Self-Employed Being self-employed means no employer-sponsored health benefits, but you still have quality options. In 2025, 16.3 million Americans are self-employed (BLS), and … Read more
Short-term health insurance provides temporary coverage for individuals in between jobs, waiting for other insurance to begin, or needing a flexible healthcare solution. These plans typically last from one month to 12 months and are often more affordable than standard plans, though they come with limitations. Here’s a comprehensive guide to the best short-term health … Read more